Tag Archives: collection

Spirits

I find myself listening to Spirits again today. It is almost painful sometimes to listen, for it causes so much emotion to well up inside me that I need to release. Last week on Thursday I danced. Friday I awoke feeling the world is my playground and that my dreams are becoming reality because I am doing rather than just dreaming now. A little bit of fear sheds everyday for me. Then the phone rang. I answered it. It was a man. This man was from a collection agency. He told me what I was already very aware of; that my student loan from Scotiabank has not been payed upon for 6 monthes. He told me to call my parents for money. He told me they would take me to court if I did not pay the full amount. He told me it is not very often that he has to call someone with an “A” rating on their credit and that most of his day is spent calling “D” or “F” credit rating people demanding money in full. IN FULL. The full amount. I remained calm. I had woken feeling exuberant, alive and feeling alive, feeling I have so much to live for, that I am so close to trusting myself completely. I told this man I am not working, that I am artist. I told him I have been paying Scotiabank for 10 years since I first graduated college back in 1996. He asked me to phone my parents again and told me about the story of a girl who cried and cried because she couldn’t pay her student loan. He told me she called her parents and her parents peyed the full amount for her by the end of the weekend. He said your amount is not that high and that really it is not that hard to come by over a weekend. He told me of other people in collection had much much higher debt loads and that mine is EASY to pay. I told him I would call my family. I told him I would ask my boyfriend.
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